Being self-employed or freelancing offers freedom and flexibility, but it also comes with unique tax responsibilities. Unlike traditional W-2 employees who have taxes withheld automatically, self-employed professionals must manage their own tax obligations. If you’re navigating taxes for the first time as a freelancer or small business owner, this guide will help you stay organized and avoid costly mistakes.
BE MONEY CONFIDENT
A personal loan to pay off credit cards
- Expert financial guidance
- 24/7 Client support
Bridging Finance
Bridging Loans
As independent bridging finance brokers we have access to all the best lenders.
- Fast turnaround
- No broker fees
- Loan terms from 1 to 24 months
- Loans from £50,000 to £500 million
Development Finance
Development Finance
Our specialist broker team have access to all the most competitive and flexible.
- Fast funding
- Flexible plans
- No broker fees
- Loans from £100,000 to £1 billion
Secured Loans
Homeowner Loans
Secured loan advisors are very experienced in providing the best possible loan deals.
- Loan from £5,000 to £2.5 million
- Loan terms from 3 to 35 years
- High LTV - Up to 100% Loan to Value
- Adverse credit plans available
The credit card that can help responsibly build credit
4.9
99.8K Ratings
“We have a very pragmatic approach to lending and savings and saw a great match of culture and ethos in FinPoan.”
Kate Barton Founder and CEO at Gymdesk
Simple and speedy loan options
Applying for a loan is straightforward. We move quickly at each step so you can keep moving forward on your financial journey.
Individual Tax Preparation
Accurate, stress-free filing with a focus on maximizing your refund and minimizing your tax liability.
Easy to use tools
Conveniently pay your balance through our online portal
Fast funds
Funds may be deposited as soon as the next business day if approved.
Fixed interest rate
You don’t have to worry about it changing over the course of your loan.
Predictable payments
No surprises. You just make one simple monthly payment.
Autopay your way
Set up recurring payments from your phone with the Avant Credit mobile app.
ESTABLISHED SINCE
10
TRUSTED CUSTOMERS
1
M+
We enable our customers to build great banking experiences that their customers love, in a faster and
more flexible about cor way than ever before.
Meet your financial needs. Find peace of mind
A composable approach
Composable banking started here at FinPoan. We founded the company when we realised that legacy and inflexible core banking systems were a barrier to true financial innovation.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Lending engine
FinPoan’s cloud-native lending engine enables banks, fintechs, retailers, corporates and others to build a variety of loan offerings tailored to customer needs. From embedded finance, buy now pay later and mortgages to SME lending and purchase financing.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Deposits engine
With FinPoan, you get a dynamic deposits engine that can power a wide variety of deposit based offerings. Build a bank from scratch or take existing offerings digital first.
- Microservices: Microservice-based architecture enables
- API first: When all functionality is exposed via API
- Cloud native: Leveraging full capabilities
- Headless: The decoupled nature of headless applications
Why apply for a FinPoan personal loan?
Low rates
Low fixed rates that won't change over time, protecting you from rising interest rates.
No fees required
That means no origination fees required, no prepayment penalty fees and no late fees whatsoever.
Same day funding
Your funds could be available as quickly as the same day your loan is approved.
Our process is simple yet effective
Learn more about how we can help you in building your next generation of banking and financial experiences.
Interested in something else?
- Register for the monthly demo to see our platform in action.
- Submit your interest in becoming a technology partner.
- Subscribe to stay up to date with FinPoan news.
Read everything about corporate finance
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A tax refund feels great, but here’s the truth: it means the government has been holding your money interest-free all year. While some people enjoy the refund windfall, smart taxpayers use strategic planning to minimize refunds and keep more money in their pockets throughout the year. That said, if a refund is coming your way, here’s how to make sure you’re getting the maximum amount you’re entitled to.
Filing taxes for the first time can feel overwhelming. Between gathering documents, understanding deductions, and navigating IRS requirements, it’s easy to make costly mistakes. Whether you’re filing your first return or helping someone else get started, here are the most common pitfalls to avoid.
There are certain types of insurance most people need to have. For example, if you own a home then homeowner’s insurance may be standard. Auto insurance covers your vehicle while life insurance protects you and your loved ones in a worst-case scenario.
There are certain types of insurance most people need to have. For example, if you own a home then homeowner’s insurance may be standard. Auto insurance covers your vehicle while life insurance protects you and your loved ones in a worst-case scenario.
There are certain types of insurance most people need to have. For example, if you own a home then homeowner’s insurance may be standard. Auto insurance covers your vehicle while life insurance protects you and your loved ones in a worst-case scenario.
Your burning question , answered
If you’re new or looking for answers to your questions, this guide will help you learn more about our services and their features.
Why should I care about financial planning?
Financial planning is essential because it helps you achieve your financial goals and secure your financial future.
What are the different types of investments?
There are different types of investment vehicles, such as stocks, bonds, mutual funds, and real estate, each carrying different
How can I start saving for retirement?
The earlier you start saving, the longer your money can earn interest and grow.
What is the importance of emergency funds?
An emergency fund is cash that’s set aside to cover the cost of unexpected, and often expensive, events.
What can I use a personal loan for?
Many people apply for a low-interest personal loan to consolidate high-interest credit card debt.
What is a personal loan?
A personal loan is a loan offered by many banks, credit unions, or online personal loan lenders and typically range from $5K-$100K.
What credit score is needed for a personal loan?
Applying for personal loans online or at your financial institution will require meeting your lender’s criteria.
How much money can I get a personal loan for?
The answer depends on a wide range of factors, which mainly includes the type of lender and your credit score.
